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NZ Income Tax Calculator

Calculate your New Zealand income tax with a full bracket-by-bracket PAYE breakdown and ACC levy for 2024-25.

Regional Rule Context

JurisdictionNew Zealand
CurrencyNZ$ (NZD)
Effective fromJul 31, 2024
Version1.0
Last reviewedMar 1, 2026
Next reviewJul 1, 2026
Source: Inland Revenue (IRD)View

New Zealand Rates and Rules

Minimum WageNZ$23.15/hr
ACC Earners' Levy1.6%
KiwiSaver (Employee)3%, 4%, 6%, 8%, 10%
KiwiSaver (Employer)3% min
Student Loan12% over $22,828
Standard Hours40hrs/week

PAYE Tax Brackets

$0 - $15,60010.5%
$15,601 - $53,50017.5%
$53,501 - $78,10030%
$78,101 - $180,00033%
$180,001+39%

Enter Values

Your total taxable income for the tax year

Result

Enter values above and click Calculate to see your result.

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Detailed bracket-by-bracket income tax breakdown for NZ using 2024-25 PAYE rates.

Disclaimer: This calculator uses publicly available rules effective as of Jul 31, 2024 (version 1.0). Results are for informational purposes only. Always verify with official sources or a qualified professional. Last reviewed: Mar 1, 2026.

Formula

Tax = Sum of (Income in Bracket x Bracket Rate) for each bracket

New Zealand income tax (PAYE) is progressive. Each dollar is taxed only at the rate for its bracket. This calculator shows exactly how much tax applies in each bracket.

New Zealand FAQs

When did NZ brackets change?

Current brackets took effect 31 July 2024 with a new bottom bracket and adjusted thresholds.

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