🇦🇺 AustraliaAUDv1.0Active

Australia Salary Calculator

Estimate Australia net salary with income tax, Medicare levy, and superannuation breakdown.

Regional Rule Context

JurisdictionAustralia
CurrencyA$ (AUD)
Effective fromJan 1, 2025
Version1.0
Last reviewedMar 1, 2026
Next reviewJul 1, 2026
Source: ATO tax rates

Australia Rates and Rules

Tax Rates

Tax-free threshold0%
A$18,201 to A$45,00016%
A$45,001 to A$135,00030%
A$135,001 to A$190,00037%
Over A$190,00045%
Medicare levy2%

Exemptions

  • -Tax-free threshold: first A$18,200
  • -Super (12%) paid by employer on top
  • -HECS-HELP repayments start above A$54,435

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Result

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Australia salary calculator for 2025-26. Income tax: 16% to 45% across 5 brackets with A$18,200 tax-free threshold. Medicare levy 2% on top. Stage 3 tax cuts now in effect (16% and 30% replaced 19% and 32.5%). Super (12%) paid by employer separately. HECS-HELP repayments apply above A$54,435.

Disclaimer: This calculator uses publicly available rules effective as of Jan 1, 2025 (version 1.0). Results are for informational purposes only. Always verify with official sources or a qualified professional. Last reviewed: Mar 1, 2026.

Formula

Net = Gross - Income Tax - Medicare Levy

Uses Australian tax brackets and Medicare levy assumptions, and reports superannuation separately.

Australia FAQs

What is take-home on A$85,000?

On A$85,000: income tax approximately A$16,288, Medicare levy A$1,700. Annual take-home roughly A$67,012 or A$2,577/fortnight. Employer also pays A$10,200 super on top.

What changed with Stage 3 tax cuts?

From July 2024: 19% dropped to 16%, 32.5% dropped to 30%, thresholds raised. Most taxpayers save A$800-A$4,500 per year. The changes benefit all income levels.

Is super deducted from my pay?

No. Super (12%) is paid by your employer on top of your base salary. It goes directly to your super fund and does not reduce your take-home pay.

What is the Medicare Levy Surcharge?

An additional 1-1.5% for higher earners (singles above A$93,000) without private hospital cover. Taking out basic hospital insurance avoids this surcharge and often costs less than the surcharge itself.

How does Australia compare to the UK?

Australia has a higher tax-free threshold (A$18,200 vs GBP 12,570) but no equivalent of the UK personal allowance taper. Both countries have comparable top rates (AU 45% vs UK 45%). Australia adds 2% Medicare levy; UK adds 2-8% National Insurance.

Can I use this Australia Salary Calculator on my own web page?

You can. Look for the "Embed" button near the top of this calculator. It lets you pick a size, border style, and color palette, then gives you an iframe tag to paste into any webpage. The widget is responsive, loads fast, and costs nothing. More details at calculory.com/services/embed-calculators.

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