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Australia PAYG Calculator

Calculate your PAYG (Pay As You Go) tax withholding per pay period for Australian employees in 2026-27.

Regional Rule Context

JurisdictionAustralia

CurrencyA$ (AUD)

Effective fromJul 1, 2025

Version1.0

Last reviewedMar 1, 2026

Next reviewJul 1, 2026

Source: Australian Taxation Office (ATO)View

Australia Rates and Rules

Minimum WageA$24.1/hr

Superannuation12%

Medicare Levy2%

Standard Hours38hrs/week

Tax Brackets

$0 - $18,2000%

$18,201 - $45,00016%

$45,001 - $135,00030%

$135,001 - $190,00037%

$190,001+45%

Enter Values

Annual Gross Salary

Pay Frequency

Result

Enter values above and click Calculate to see your result.

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Calculate PAYG (Pay As You Go) withholding per pay period for 2025-26. PAYG is the system where your employer withholds estimated income tax from each pay and remits it to the ATO. Shows withholding per week, fortnight, or month. Your annual tax return reconciles any difference between PAYG withheld and actual tax owed.

Disclaimer: This calculator uses publicly available rules effective as of Jul 1, 2025 (version 1.0). Results are for informational purposes only. Always verify with official sources or a qualified professional. Last reviewed: Mar 1, 2026.

Formula

PAYG per Period = (Annual Income Tax + Medicare Levy) / Pay Periods

PAYG withholding is the tax your employer deducts from each pay. The annual tax liability is divided by the number of pay periods (52 weekly, 26 fortnightly, or 12 monthly).

Australia FAQs

What is PAYG withholding?

PAYG (Pay As You Go) is the system where your employer deducts estimated income tax from each pay and sends it to the ATO on your behalf. It is not a separate tax, just the collection method for income tax.

Do I still need to lodge a tax return?

Yes. PAYG is an estimate based on your declared tax-free threshold status and pay frequency. When you lodge your return (by 31 October or later via tax agent), the ATO reconciles your actual liability. You may get a refund or owe additional tax.

Why does my PAYG seem too high?

PAYG tables assume your current pay rate continues all year. If you started mid-year, had irregular pay, or have two jobs claiming tax-free threshold, PAYG may over-withhold. Lodge your return to get the excess refunded.

What is a PAYG summary?

Previously called a Group Certificate, the PAYG payment summary shows total gross income and tax withheld for the financial year. Most employers now report directly to the ATO via STP (Single Touch Payroll), so you see it in myGov.

Can I vary my PAYG amount?

Yes. If you expect your actual tax to be lower (due to deductions, losses, or offsets), you can apply to the ATO for a PAYG variation. This reduces withholding per pay period so you do not have to wait for a tax return refund.