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NZ First Home Grant Calculator

House price caps vary by region and are not included in this calculator. Check Kainga Ora for current price caps in your area. Both partners in a couple can apply separately if each meets the criteria.

Contexto de la Regla Regional

JurisdiccionNew Zealand
MonedaNZ$ (NZD)
Vigente desde18 abr 2026
Version1.0
Ultima revision18 abr 2026
Proxima revision1 oct 2026
Fuente: Kainga Ora First Home GrantVer

New Zealand Tasas y Reglas

Kainga Ora First Home Grant requires 3+ years KiwiSaver membership. Existing home: $1,000/year, max $5,000 per person. New build: $2,000/year, max $10,000 per person. Income caps: $95,000 single, $150,000 couple. House price caps vary by region.

Ingresa valores

Minimum 3 years required

Only for couple applications

Resultado

Ingresa los valores arriba y haz clic en Calcular para ver tu resultado.

Asistente IA

Preguntar sobre esta calculadora

Puedo ayudarte a entender la formula de nz first home grant calculator, interpretar tus resultados y responder preguntas de seguimiento.

Intenta preguntar

Aviso: Aviso: Esta calculadora usa reglas publicas vigentes desde la fecha indicada. Los resultados son solo informativos. Verifique con fuentes oficiales. Ultima revision: 18 abr 2026.

Formula

Grant=min(Years×Rate,Cap)\text{Grant} = \min(\text{Years} \times \text{Rate}, \text{Cap})

The First Home Grant provides $1,000 per year of KiwiSaver membership for existing homes (max $5,000) or $2,000 per year for new builds (max $10,000). Each eligible buyer in a couple can apply separately.

Preguntas Frecuentes

How long do I need in KiwiSaver?

At least 3 years of continuous membership is required to apply.

What are the income caps?

$95,000 per year for single buyers, $150,000 combined for couples.

How much for a new build?

$2,000 per year of membership, up to $10,000 per person.

Can both partners get a grant?

Yes. If both are eligible, each applies separately, doubling the total grant.

Seguro y Privado

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