🇳🇿 New ZealandNZDv1.0Espanol

🇳🇿 NZ KiwiSaver Calculator

NZ KiwiSaver Calculator con reglas especificas de New Zealand y moneda NZ$.

Contexto de la Regla Regional

JurisdiccionNew Zealand
MonedaNZ$ (NZD)
Vigente desde1 abr 2024
Version1.0
Ultima revision1 mar 2026
Proxima revision1 jul 2026
Fuente: Inland Revenue (IRD)Ver

New Zealand Tasas y Reglas

Salario MinimoNZ$23.15/hr
Gravamen ACC1.6%
KiwiSaver (Employee)3%, 4%, 6%, 8%, 10%
KiwiSaver (Employer)3% min
Prestamo Estudiantil12% over $22,828
Standard Hours40hrs/week

PAYE Tax Brackets

$0 - $15,60010.5%
$15,601 - $53,50017.5%
$53,501 - $78,10030%
$78,101 - $180,00033%
$180,001+39%

Formulario de calculadora disponible pronto.

Asistente IA

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Puedo ayudarte a entender la formula de nz kiwisaver calculator, interpretar tus resultados y responder preguntas de seguimiento.

Intenta preguntar

Aviso: Aviso: Esta calculadora usa reglas publicas vigentes desde la fecha indicada. Los resultados son solo informativos. Verifique con fuentes oficiales. Ultima revision: 1 mar 2026.

Preguntas Frecuentes

What KiwiSaver rates can I choose?

Employees can contribute 3%, 4%, 6%, 8%, or 10% of gross pay. Default for new auto-enrolled members is 3%. You can change your rate any time through your provider.

How much does my employer contribute to KiwiSaver?

Employers must contribute at least 3% of your gross salary. Some employers voluntarily offer higher matching rates as an employment benefit.

When can I withdraw my KiwiSaver?

At age 65 (NZ Super age), for your first home deposit (after 3 years membership), or in cases of significant financial hardship or serious illness.

What is the government KiwiSaver contribution?

The government provides a member tax credit of up to $521.43 per year if you contribute at least $1,042.86 annually. This applies to members aged 18-64.

Can I take a KiwiSaver contribution holiday?

Yes. After contributing for 12 months, you can apply for a savings suspension (contribution holiday) of 3 months to 1 year through your KiwiSaver provider.

What happens to my KiwiSaver if I leave NZ?

If you permanently emigrate, you can withdraw most of your KiwiSaver balance after being overseas for at least 1 year. The government contribution portion cannot be withdrawn. Australian citizens returning to Australia can transfer KiwiSaver to an Australian super fund.

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