NZ KiwiSaver Retirement Projector
This projection assumes constant salary, contribution rate, and investment returns. In practice, salary increases, fund switches, and market variability will affect the final balance. Past performance does not guarantee future returns.
Contexto de la Regla Regional
New Zealand Tasas y Reglas
Projects KiwiSaver balance at retirement using employee contributions (3-10%), employer (3%), government member tax credit (up to $521.43/year), and compound investment returns. Uses fixed salary and return rate assumptions.
Ingresa valores
Long-term average return for your fund type
Resultado
Ingresa los valores arriba y haz clic en Calcular para ver tu resultado.
Asistente IA
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Aviso: Aviso: Esta calculadora usa reglas publicas vigentes desde la fecha indicada. Los resultados son solo informativos. Verifique con fuentes oficiales. Ultima revision: 18 abr 2026.
Formula
Each year, contributions from employee, employer, and government are added to the balance, then the total grows by the expected return rate. This compounds over the years until retirement.
Preguntas Frecuentes
What return should I expect?
Conservative funds have historically returned around 3-4% per year, balanced funds 5-6%, and growth funds 7-8%. Past performance does not guarantee future returns.
Does this include the government contribution?
Yes. Up to $521.43 per year for eligible members who contribute at least $1,042.86.
When can I access KiwiSaver?
At age 65, for a first home after 3 years of membership, or in cases of significant financial hardship or serious illness.
Asistente IA
Preguntar sobre esta calculadora
Puedo ayudarte a entender la formula de nz kiwisaver retirement projector, interpretar tus resultados y responder preguntas de seguimiento.
Intenta preguntar
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