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NZ Secondary Tax Code Calculator

Estimate the secondary tax code to give an employer or payer for a second income source. Rates are before ACC levies and are based on total annual income from all sources.

Contexto de la Regla Regional

JurisdiccionNew Zealand
MonedaNZ$ (NZD)
Vigente desde1 abr 2025
Version1.0
Ultima revision18 abr 2026
Proxima revision1 jul 2026
Fuente: Inland Revenue (IRD) secondary tax codes and ratesVer

New Zealand Tasas y Reglas

Secondary tax codes are based on estimated annual total income from all sources. Current rates before ACC levies: SB 10.5% up to $15,600; S 17.5% from $15,601 to $53,500; SH 30% from $53,501 to $78,100; ST 33% from $78,101 to $180,000; SA 39% above $180,000.

Ingresa valores

Include income from all jobs and other taxable sources

Estimated income from the second job or extra payer

Resultado

Ingresa los valores arriba y haz clic en Calcular para ver tu resultado.

Asistente IA

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Puedo ayudarte a entender la formula de nz secondary tax code calculator, interpretar tus resultados y responder preguntas de seguimiento.

Intenta preguntar

Aviso: Aviso: Esta calculadora usa reglas publicas vigentes desde la fecha indicada. Los resultados son solo informativos. Verifique con fuentes oficiales. Ultima revision: 18 abr 2026.

Formula

Secondary Code=f(Total Annual Income)\text{Secondary Code} = f(\text{Total Annual Income})

IRD secondary tax codes are chosen from your estimated total annual income, not only the second job income. The selected code sets the flat withholding rate for the secondary income source before ACC levies.

Preguntas Frecuentes

When do I use a secondary tax code in New Zealand?

Use a secondary tax code when you receive taxable income from more than one source, such as a second job, benefit, pension, ACC payment, or paid parental leave.

What are the current NZ secondary tax codes?

The current secondary codes are SB, S, SH, ST, and SA. The code depends on your estimated total annual income from all sources.

Are secondary tax rates before ACC?

Yes. IRD lists secondary tax rates before ACC levies, so ACC deductions may still apply separately to liable earnings.

What if I have a student loan?

If you have an NZ student loan, the secondary tax code normally has SL added, such as S SL or SH SL.

Can IRD change my tax code?

Yes. IRD may ask your payer to change your tax code if it appears unsuitable, to help avoid an end-of-year bill or overpayment.

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