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BAH by ZIP Code Calculator

BAH by ZIP code calculator for 2025. Enter your five-digit ZIP code to find the corresponding Military Housing Area (MHA) and BAH rate. Multiple ZIP codes may map to the same MHA. Always use your duty station ZIP code, not your home or mailing address, to determine the correct rate.

Contexto de la Regla Regional

JurisdiccionUnited States
Moneda$ (USD)
Vigente desde1 ene 2025
Version1.0
Ultima revision1 mar 2026
Proxima revision1 jul 2026
Fuente: US Government Sources

United States Tasas y Reglas

Key Standards

Lookup methodZIP code to MHA mapping
MHA count300+ Military Housing Areas
Rate basisMedian local rental costs

Important Notes

  • -ZIP codes map to specific Military Housing Areas
  • -Multiple ZIPs may map to the same MHA
  • -Use your duty station ZIP, not your home address

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Resultado

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Asistente IA

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Puedo ayudarte a entender la formula de bah by zip code calculator, interpretar tus resultados y responder preguntas de seguimiento.

Intenta preguntar

Aviso: Aviso: Esta calculadora usa reglas publicas vigentes desde la fecha indicada. Los resultados son solo informativos. Verifique con fuentes oficiales. Ultima revision: 1 mar 2026.

Formula

Map ZIP code to Military Housing AreaLook up rate for pay grade and dependentsMonthly BAH = rate from tableAnnual BAH = Monthly x 12

This tool maps your ZIP code to a Military Housing Area cost bucket based on local rental market data, then cross-references your pay grade and dependent status to find the applicable monthly rate.

Preguntas Frecuentes

Which ZIP code do I use for BAH?

Use your duty station ZIP code, not your home address. BAH is based on where you are stationed, not where you choose to live. If you live off-base 30 miles from your duty station, your BAH is still based on the duty station ZIP.

What if my ZIP code is not recognized?

Some rural ZIPs map to nearby Military Housing Areas. The DoD groups ZIPs into MHAs based on geographic proximity. If your exact ZIP is not listed, try the nearest city or military installation ZIP.

Can I get BAH for a different location?

Generally no. BAH is tied to your permanent duty station. Exceptions include TDY (temporary duty) over 30 days and some PCS (permanent change of station) situations where you may receive BAH for your old or new location during transition.

Do all ZIP codes in one city get the same BAH?

Usually yes. An entire metropolitan area typically falls within one MHA, so all ZIP codes in that area receive the same BAH rate. Some large metro areas near military bases may have slightly different MHA boundaries.

How accurate is a ZIP-based BAH estimate?

Very accurate for planning. The official DoD BAH calculator uses the same ZIP-to-MHA mapping. Minor differences may exist if the DoD has updated MHA boundaries more recently than this tool reflects.

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