🇳🇿 New ZealandNZDv1.0日本語

NZ KiwiSaver Calculator

New ZealandのNZ KiwiSaver Calculator。現地ルールとNZ$通貨対応。

地域ルールの詳細

管轄New Zealand
通貨NZ$ (NZD)
施行日2024年4月1日
バージョン1.0
最終確認日2026年3月1日
次回確認日2026年7月1日
情報源: Inland Revenue (IRD)表示

New Zealand の税率とルール

最低賃金NZ$23.15/hr
ACC賦課金1.6%
KiwiSaver (Employee)3%, 4%, 6%, 8%, 10%
KiwiSaver (Employer)3% min
学生ローン12% over $22,828
Standard Hours40hrs/week

PAYE Tax Brackets

$0 - $15,60010.5%
$15,601 - $53,50017.5%
$53,501 - $78,10030%
$78,101 - $180,00033%
$180,001+39%

計算フォームは近日公開予定です。

AIアシスタント

この計算機について質問する

NZ KiwiSaver Calculatorの計算式を説明したり、結果を解釈したり、フォローアップの質問に答えることができます。

質問してみましょう

Calculate KiwiSaver contributions for 2024-25. Employee rates: 3%, 4%, 6%, 8%, or 10% of gross pay. Employer contributes minimum 3%. Government member tax credit up to $521.43 per year. Auto-enrolled for new employees with 8-week opt-out window.

免責事項: この計算機は公開されている規則に基づいています。結果は情報提供のみを目的としています。正確な情報は公式の情報源または専門家にご確認ください。 最終確認日: 2026年3月1日

よくある質問

What KiwiSaver rates can I choose?

Employees can contribute 3%, 4%, 6%, 8%, or 10% of gross pay. Default for new auto-enrolled members is 3%. You can change your rate any time through your provider.

How much does my employer contribute to KiwiSaver?

Employers must contribute at least 3% of your gross salary. Some employers voluntarily offer higher matching rates as an employment benefit.

When can I withdraw my KiwiSaver?

At age 65 (NZ Super age), for your first home deposit (after 3 years membership), or in cases of significant financial hardship or serious illness.

What is the government KiwiSaver contribution?

The government provides a member tax credit of up to $521.43 per year if you contribute at least $1,042.86 annually. This applies to members aged 18-64.

Can I take a KiwiSaver contribution holiday?

Yes. After contributing for 12 months, you can apply for a savings suspension (contribution holiday) of 3 months to 1 year through your KiwiSaver provider.

What happens to my KiwiSaver if I leave NZ?

If you permanently emigrate, you can withdraw most of your KiwiSaver balance after being overseas for at least 1 year. The government contribution portion cannot be withdrawn. Australian citizens returning to Australia can transfer KiwiSaver to an Australian super fund.

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