🇳🇿 New ZealandNZDv1.0日本語

NZ KiwiSaver Retirement Projector

New ZealandのNZ KiwiSaver Retirement Projector。現地ルールとNZ$通貨対応。

地域ルールの詳細

管轄New Zealand

通貨NZ$ (NZD)

施行日2026年4月18日

バージョン1.0

最終確認日2026年4月18日

次回確認日2027年4月1日

情報源: KiwiSaver contribution rules and government member tax credit表示

New Zealand の税率とルール

Projects KiwiSaver balance at retirement using employee contributions (3-10%), employer (3%), government member tax credit (up to $521.43/year), and compound investment returns. Uses fixed salary and return rate assumptions.

値を入力

Current Age

Retirement Age

Current KiwiSaver Balance

Annual Gross Salary

Employee Contribution Rate (%)

Expected Annual Return (%)

Long-term average return for your fund type

結果

上の欄に値を入力し、「計算する」をクリックしてください。

AIアシスタント

この計算機について質問する

NZ KiwiSaver Retirement Projectorの計算式を説明したり、結果を解釈したり、フォローアップの質問に答えることができます。

質問してみましょう

This projection assumes constant salary, contribution rate, and investment returns. In practice, salary increases, fund switches, and market variability will affect the final balance. Past performance does not guarantee future returns.

免責事項: この計算機は公開されている規則に基づいています。結果は情報提供のみを目的としています。正確な情報は公式の情報源または専門家にご確認ください。最終確認日: 2026年4月18日。

計算式

B_n = (B_{n-1} + C) \times (1 + r)

Each year, contributions from employee, employer, and government are added to the balance, then the total grows by the expected return rate. This compounds over the years until retirement.

よくある質問

What return should I expect?

Conservative funds have historically returned around 3-4% per year, balanced funds 5-6%, and growth funds 7-8%. Past performance does not guarantee future returns.

Does this include the government contribution?

Yes. Up to $521.43 per year for eligible members who contribute at least $1,042.86.

When can I access KiwiSaver?

At age 65, for a first home after 3 years of membership, or in cases of significant financial hardship or serious illness.