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California Property Tax Calculator

California property tax calculator for 2026. Under Proposition 13 (1978), CA property tax is capped at 1% of assessed value at time of purchase, plus voter-approved bonds and special assessments. Assessed value increases are limited to 2% per year regardless of market appreciation. Effective rates: typically 1.0-1.25% of assessed value. Mello-Roos special tax districts can add 0.25-1.5% in newer developments.

Contexto de la Regla Regional

JurisdiccionUnited States
Moneda$ (USD)
Vigente desde1 ene 2025
Version1.0
Ultima revision1 mar 2026
Proxima revision1 jul 2026
Fuente: US Government Sources

United States Tasas y Reglas

Average Effective Rate1.1%

Effective rates range from 1.0% to 2.5% depending on Mello-Roos districts

Rates by Area

Prop 13 base rate1%
Typical with bonds1.15%
With Mello-Roos (new builds)1.8%

Exemptions and Relief

  • -Homeowners exemption ($7,000 off assessed value)
  • -Prop 13: 2% annual assessment cap
  • -Veterans exemption
  • -Disabled veterans full exemption

Ingresa valores

$USD
0%100%

Resultado

Ingresa los valores arriba y haz clic en Calcular para ver tu resultado.

Asistente IA

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Aviso: Aviso: Esta calculadora usa reglas publicas vigentes desde la fecha indicada. Los resultados son solo informativos. Verifique con fuentes oficiales. Ultima revision: 1 mar 2026.

Formula

Annual Tax=Home Value×Property Tax Rate100\text{Annual Tax} = \text{Home Value} \times \frac{\text{Property Tax Rate}}{100}

Multiply your assessed value (not market value) by the effective annual tax rate. In California, assessed value is typically the purchase price plus up to 2% annual increases under Prop 13. Divide the annual tax by 12 for a monthly estimate. Rates typically range from 0.65% to 1.1% depending on county, city bonds, and local levies.

Preguntas Frecuentes

How does Proposition 13 affect property tax?

Prop 13 (1978) caps the base property tax rate at 1% of assessed value at time of purchase. Annual increases in assessed value are limited to 2%, regardless of actual market appreciation. This means long-term homeowners pay much less than recent buyers for comparable properties.

What is the effective property tax rate in California?

Typically 1.0-1.25% of assessed value (not market value). The base 1% rate plus local bonds and assessments brings most areas to 1.1-1.25%. New developments with Mello-Roos districts can reach 1.5-2.5%.

What is Mello-Roos in California?

Mello-Roos is a special tax on properties in Community Facilities Districts, common in newer developments. It funds infrastructure (schools, roads, parks) that the developer did not fully build. It can add 0.25-1.5% on top of the base property tax and runs for 20-40 years.

Does assessed value reset when I buy?

Yes. When a property is sold, the assessed value resets to the purchase price. Your 1% base tax is then calculated on this new value. Annual increases are capped at 2% from this reset point. Inherited properties may also trigger reassessment under Prop 19 (2021).

How do I pay property tax in California?

CA property tax is paid in two installments: first half due November 1 (delinquent December 10), second half due February 1 (delinquent April 10). Mortgage holders often pay through an escrow account managed by their lender.

Can I get a homeowner exemption?

Yes. The CA Homeowners Exemption reduces assessed value by $7,000 for owner-occupied primary residences. At a 1.1% effective rate, this saves approximately $77 per year. You must file with your county assessor to claim it.

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