Florida Property Tax Calculator
Estimate Florida property tax using assessed value and your effective local millage rate. Florida has no state income tax, and property tax rates vary significantly by county, typically ranging from 0.7% to 1.2%.
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Result
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Formula
Florida property tax is based on county-assessed value with millage rates set by local taxing authorities including school boards, county, city, and special districts.
Worked Example
Florida Property Tax and the Homestead Exemption
- The homestead exemption removes up to $50,000 from assessed value for primary residences
- Save Our Homes caps annual increases in assessed value for homesteaded properties at 3% or the CPI, whichever is lower
- County millage rates vary from approximately 14 mills to over 20 mills depending on local school, city, and special district levies
- Non-homesteaded properties (investment, second homes) face a 10% annual assessment cap instead of 3%
The combination of no income tax and homestead protections makes Florida attractive for homeowners. New buyers pay market-value assessments that gradually benefit from Save Our Homes over time.
You can also calculate changes using our California Property Tax Calculator, Texas Property Tax Calculator or New York Property Tax Calculator.
Frequently Asked Questions
Is this after exemptions?
By default no. To reflect the homestead exemption, reduce your home value by up to $50,000 before entering it, or adjust the effective rate.
Do county rates vary significantly in Florida?
Yes. Millage rates are set by each county, city, school district, and special district. Effective rates range from about 0.7% in some rural areas to over 1.2% in urban counties.
What is the Save Our Homes benefit?
Save Our Homes caps annual assessed value increases at 3% or CPI (whichever is lower) for homesteaded properties. Over time, this can result in assessed values far below market value.
Does Florida tax second homes differently?
Second homes and investment properties do not qualify for the homestead exemption and face a 10% annual assessment cap instead of 3%, resulting in higher effective taxes.
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