Texas BAH Calculator
Estimate BAH for Texas duty stations using a medium-cost CONUS profile. Texas hosts 15 major military installations including Fort Cavazos (formerly Hood), Fort Bliss, Joint Base San Antonio (Lackland, Randolph, and Fort Sam Houston), NAS Corpus Christi, and NAS Fort Worth JRB. With no state income tax and moderate housing costs, Texas offers one of the best BAH-to-cost-of-living ratios in the country. Use this calculator for PCS planning and off-base housing budgets at any Texas base.
Regional Rule Context
United States Rates and Rules
Key Standards
Important Notes
- -Texas BAH is moderate vs coastal states
- -No state income tax is a major financial benefit
- -JBSA and Austin MHAs higher than Killeen or El Paso
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Result
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Texas BAH calculator for 2025. Major bases: Fort Cavazos, Fort Bliss, JBSA. BAH rates moderate. No state income tax makes TX duty stations financially attractive. E5 with dependents: approximately $1,500-$2,200/month.
Disclaimer: This calculator uses publicly available rules effective as of Jan 1, 2025 (version 1.0). Results are for informational purposes only. Always verify with official sources or a qualified professional. Last reviewed: Mar 1, 2026.
Formula
Texas bases generally fall in the medium-cost CONUS range. This profile provides planning estimates by looking up DoD-style BAH rates based on pay grade and dependent status, reflecting typical Texas housing markets in the $1,200 to $2,400 per month range for enlisted grades.
United States FAQs
Which TX base has highest BAH?
JBSA (San Antonio) and Austin MHA have the highest. Fort Cavazos (Killeen) and Fort Bliss (El Paso) are lower due to cheaper housing.
Is TX BAH lower than CA?
Yes, significantly. But TX housing is also cheaper so purchasing power is comparable or better.
Does no state tax help?
BAH is already tax-free. But base pay is also not subject to TX state income tax, making TX one of the best duty station states financially.
Housing near Fort Cavazos?
Killeen-Temple area is very affordable. BAH typically exceeds average rent allowing many to pocket the difference.
Fort Bliss BAH?
Moderate rates. El Paso housing is affordable and BAH generally covers rent comfortably.
How can I put this Texas BAH Calculator on my blog or website?
Yes, the Texas BAH Calculator is fully embeddable. Tap "Embed" above to configure appearance and copy the code. It is free to use, works on any platform (HTML, WordPress, CMS), and adjusts to any screen size automatically. Visit calculory.com/services/embed-calculators for the complete guide.
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