Florida Property Tax Calculator
Estimate Florida property tax using your assessed home value and effective local millage rate. Florida has no state income tax, and property tax rates vary significantly by county, typically ranging from 0.7% to 1.2%. The homestead exemption removes up to $50,000 from assessed value, and the Save Our Homes amendment caps annual assessment increases at 3% for primary residences.
Regional Rule Context
United States Rates and Rules
Effective rates range from 0.6% to 1.2% depending on county millage
Rates by Area
Exemptions and Relief
- -Homestead exemption (up to $50,000)
- -Save Our Homes 3% annual cap
- -Portability (transfer SOH savings)
- -Senior exemption (income-qualified)
- -Early payment discount (4% if paid in November)
Enter Values
Result
Enter values above and click Calculate to see your result.
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Florida property tax calculator for 2026. Average effective rate: approximately 0.80-0.90% of assessed value, below the national average. Florida has no state income tax. Homestead exemption: up to $50,000 off assessed value for primary residences. Save Our Homes cap limits annual assessed value increases to 3% for homesteaded properties. Rates set by county, city, and school board millage.
Disclaimer: This calculator uses publicly available rules effective as of Jan 1, 2025 (version 1.0). Results are for informational purposes only. Always verify with official sources or a qualified professional. Last reviewed: Mar 1, 2026.
Formula
Florida property tax is based on county-assessed value with millage rates set by local taxing authorities including school boards, county government, city government, and special districts. One mill equals $1 per $1,000 of taxable value. Total millage typically ranges from 14 to 20 mills depending on location.
United States FAQs
What is the average Florida property tax rate?
The average effective rate is approximately 0.80-0.90% of assessed value, below the national average of ~1.1%. Rates vary by county: Miami-Dade ~0.97%, Orange County (Orlando) ~0.90%, Hillsborough (Tampa) ~0.93%, Palm Beach ~0.96%.
What is the Florida homestead exemption?
Primary residents get up to $50,000 off assessed value: first $25,000 off all taxes, plus additional $25,000 off non-school taxes (on value between $50,000 and $75,000). Must apply with your county property appraiser.
What is Save Our Homes?
The Save Our Homes (SOH) amendment caps annual increases in assessed value at 3% or CPI (whichever is lower) for homesteaded properties. This means long-term homeowners pay much less than their property market value would suggest.
Does assessed value reset when I buy?
Yes. When a homesteaded property is sold, the SOH cap is removed and assessed value resets to market value. The new owner then applies for homestead and the 3% cap starts fresh from the purchase price.
Can I transfer my SOH savings?
Yes, partially. The Portability benefit allows Florida homeowners to transfer up to $500,000 of SOH accumulated savings to a new Florida homestead within 3 years of selling. This makes moving within Florida less tax-penalizing.
When are Florida property taxes due?
Taxes are due by March 31, but early payment discounts apply: 4% if paid in November, 3% in December, 2% in January, 1% in February. Most homeowners with mortgages pay through escrow.
Does Florida have a senior property tax exemption?
Some counties offer additional exemptions for seniors (65+) with limited income (typically under $35,000-$36,000). Disabled veterans may qualify for full exemption. Check with your county property appraiser for local programs.
How can I put this Florida Property Tax Calculator on my blog or website?
Yes, the Florida Property Tax Calculator is fully embeddable. Tap "Embed" above to configure appearance and copy the code. It is free to use, works on any platform (HTML, WordPress, CMS), and adjusts to any screen size automatically. Visit calculory.com/services/embed-calculators for the complete guide.
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