Hawaii BAH Calculator
Estimate Hawaii BAH using Hawaii-specific location profile rates. Hawaii has among the highest BAH rates in the entire military, with E-5 with-dependents rates often exceeding $3,400 per month on Oahu. Major installations include Joint Base Pearl Harbor-Hickam (JBPHH), Schofield Barracks, Marine Corps Base Hawaii (Kaneohe Bay), and Camp Smith. Use this calculator to plan your PCS housing budget and compare on-base versus off-base options in one of the most expensive housing markets in the US.
Regional Rule Context
United States Rates and Rules
Key Standards
Important Notes
- -Hawaii has the highest BAH rates in the military
- -COLA paid in addition to BAH
- -Housing extremely limited near bases
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Result
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Hawaii BAH calculator for 2025. Among the highest BAH in the military. Schofield Barracks, Pearl Harbor-Hickam, Kaneohe Bay. COLA paid on top. E5 with dependents: approximately $3,500-$4,200/month.
Disclaimer: This calculator uses publicly available rules effective as of Jan 1, 2025 (version 1.0). Results are for informational purposes only. Always verify with official sources or a qualified professional. Last reviewed: Mar 1, 2026.
Formula
Uses Hawaii-specific profile rates reflecting the exceptionally high housing costs on the islands. Hawaii BAH rates are set separately from CONUS and are typically 30% to 50% higher than mainland rates at the same pay grade.
United States FAQs
Why is Hawaii BAH so high?
Highest US housing costs. Median rent in Honolulu exceeds $2,500/month for 2-bedroom. Limited land and high demand.
Do I get COLA too?
Yes. Hawaii OCONUS means COLA on top of BAH. Adds $500-$1,500/month depending on pay grade.
Is BAH enough in Hawaii?
Covers 80-90% of median costs. Many families supplement from base pay for larger homes.
On-base housing wait?
Wait lists 6-12+ months. Accepting base housing forfeits BAH.
Is Hawaii CONUS or OCONUS?
Non-foreign OCONUS. Means higher BAH, COLA eligibility, and different PCS entitlements than CONUS stations.
Oahu vs other islands?
Most military is on Oahu (Schofield, Pearl Harbor, Kaneohe). All Oahu ZIPs share the same MHA and BAH rate.
Can I use this Hawaii BAH Calculator on my own web page?
You can. Look for the "Embed" button near the top of this calculator. It lets you pick a size, border style, and color palette, then gives you an iframe tag to paste into any webpage. The widget is responsive, loads fast, and costs nothing. More details at calculory.com/services/embed-calculators.
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