US Navy BAH Calculator
Estimate BAH for US Navy service members by pay grade, duty station location profile, and dependent status. Navy BAH uses the same DoD-wide rates as all branches, but Navy homeports cluster in coastal high-cost areas like San Diego, Norfolk, Pearl Harbor, Jacksonville, and Bremerton. Compare BAH across six location profiles from low-cost CONUS to Hawaii and Alaska to plan your PCS housing budget.
Regional Rule Context
United States Rates and Rules
Key Standards
Important Notes
- -Navy BAH uses identical DoD rates as all branches
- -BAH continues during deployment
- -Based on homeport for sea duty
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Result
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US Navy BAH calculator for 2025. Navy sailors receive the same DoD BAH rates as all branches. Major homeports: Norfolk, San Diego, Pearl Harbor, Bremerton, Jacksonville, Groton. BAH based on homeport for sea duty. Continues during deployment.
Disclaimer: This calculator uses publicly available rules effective as of Jan 1, 2025 (version 1.0). Results are for informational purposes only. Always verify with official sources or a qualified professional. Last reviewed: Mar 1, 2026.
Formula
Choose a location profile (low to high CONUS, Hawaii, or Alaska) to estimate Navy BAH. All branches use the same rate tables. Since most Navy homeports are in medium to high-cost coastal areas, Navy sailors typically receive higher average BAH than Army soldiers at inland bases.
United States FAQs
Is Navy BAH different from Army?
No. BAH rates are identical across all branches for the same pay grade, location, and dependent status.
BAH when deployed?
You continue receiving BAH based on homeport during deployment to maintain housing.
Major Navy homeports?
Norfolk VA, San Diego CA, Pearl Harbor HI, Bremerton WA, Jacksonville FL, Groton CT.
Sub Pay and BAH?
Submarine duty incentive pay is separate taxable income. It does not affect BAH amount.
Navy on-base housing?
Available at most homeports. Wait times vary: Norfolk 3-6 months, San Diego 6-12+ months. Accepting forfeits BAH.
Is it possible to embed the US Navy BAH Calculator on another website?
Yes, embedding the US Navy BAH Calculator is free. Hit the "Embed" button on this page, adjust the width, height, and theme, then grab the iframe code. It works on WordPress, Wix, Squarespace, Shopify, and plain HTML pages. No registration needed. Full instructions at calculory.com/services/embed-calculators.
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