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NZ First Home Grant Calculator

Check eligibility and estimate the Kainga Ora First Home Grant amount based on KiwiSaver membership, income, and property type.

Contexte de la Regle Regionale

JuridictionNew Zealand
DeviseNZ$ (NZD)
En vigueur depuis18 avr. 2026
Version1.0
Derniere verification18 avr. 2026
Prochaine verification1 oct. 2026
Source: Kainga Ora First Home GrantVoir

New Zealand Taux et Regles

Kainga Ora First Home Grant requires 3+ years KiwiSaver membership. Existing home: $1,000/year, max $5,000 per person. New build: $2,000/year, max $10,000 per person. Income caps: $95,000 single, $150,000 couple. House price caps vary by region.

Entrez les valeurs

Minimum 3 years required

Only for couple applications

Resultat

Entrez les valeurs ci-dessus et cliquez sur Calculer pour voir votre resultat.

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Avis : Avis : Ce calculateur utilise les regles publiques en vigueur a la date indiquee. Les resultats sont a titre informatif uniquement. Verifiez aupres des sources officielles. Derniere verification: 18 avr. 2026.

Formule

Grant=min⁑(YearsΓ—Rate,Cap)\text{Grant} = \min(\text{Years} \times \text{Rate}, \text{Cap})

The First Home Grant provides $1,000 per year of KiwiSaver membership for existing homes (max $5,000) or $2,000 per year for new builds (max $10,000). Each eligible buyer in a couple can apply separately.

Questions Frequentes

How long do I need in KiwiSaver?

At least 3 years of continuous membership is required to apply.

What are the income caps?

$95,000 per year for single buyers, $150,000 combined for couples.

How much for a new build?

$2,000 per year of membership, up to $10,000 per person.

Can both partners get a grant?

Yes. If both are eligible, each applies separately, doubling the total grant.

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Verified Precision

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