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πŸ‡³πŸ‡Ώ NZ KiwiSaver Calculator

NZ KiwiSaver Calculator avec les regles specifiques de New Zealand et la devise NZ$.

Contexte de la Regle Regionale

JuridictionNew Zealand
DeviseNZ$ (NZD)
En vigueur depuis1 avr. 2024
Version1.0
Derniere verification1 mars 2026
Prochaine verification1 juil. 2026
Source: Inland Revenue (IRD)Voir

New Zealand Taux et Regles

Salaire MinimumNZ$23.15/hr
Cotisation ACC1.6%
KiwiSaver (Employee)3%, 4%, 6%, 8%, 10%
KiwiSaver (Employer)3% min
Pret Etudiant12% over $22,828
Standard Hours40hrs/week

PAYE Tax Brackets

$0 - $15,60010.5%
$15,601 - $53,50017.5%
$53,501 - $78,10030%
$78,101 - $180,00033%
$180,001+39%

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Avis : Avis : Ce calculateur utilise les regles publiques en vigueur a la date indiquee. Les resultats sont a titre informatif uniquement. Verifiez aupres des sources officielles. Derniere verification: 1 mars 2026.

Questions Frequentes

What KiwiSaver rates can I choose?

Employees can contribute 3%, 4%, 6%, 8%, or 10% of gross pay. Default for new auto-enrolled members is 3%. You can change your rate any time through your provider.

How much does my employer contribute to KiwiSaver?

Employers must contribute at least 3% of your gross salary. Some employers voluntarily offer higher matching rates as an employment benefit.

When can I withdraw my KiwiSaver?

At age 65 (NZ Super age), for your first home deposit (after 3 years membership), or in cases of significant financial hardship or serious illness.

What is the government KiwiSaver contribution?

The government provides a member tax credit of up to $521.43 per year if you contribute at least $1,042.86 annually. This applies to members aged 18-64.

Can I take a KiwiSaver contribution holiday?

Yes. After contributing for 12 months, you can apply for a savings suspension (contribution holiday) of 3 months to 1 year through your KiwiSaver provider.

What happens to my KiwiSaver if I leave NZ?

If you permanently emigrate, you can withdraw most of your KiwiSaver balance after being overseas for at least 1 year. The government contribution portion cannot be withdrawn. Australian citizens returning to Australia can transfer KiwiSaver to an Australian super fund.

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