NZ KiwiSaver Retirement Projector
Project your New Zealand KiwiSaver balance at retirement based on current balance, salary, contribution rate, employer contributions, and expected investment returns.
Contexte de la Regle Regionale
New Zealand Taux et Regles
Projects KiwiSaver balance at retirement using employee contributions (3-10%), employer (3%), government member tax credit (up to $521.43/year), and compound investment returns. Uses fixed salary and return rate assumptions.
Entrez les valeurs
Long-term average return for your fund type
Resultat
Entrez les valeurs ci-dessus et cliquez sur Calculer pour voir votre resultat.
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Avis : Avis : Ce calculateur utilise les regles publiques en vigueur a la date indiquee. Les resultats sont a titre informatif uniquement. Verifiez aupres des sources officielles. Derniere verification: 18 avr. 2026.
Formule
Each year, contributions from employee, employer, and government are added to the balance, then the total grows by the expected return rate. This compounds over the years until retirement.
Questions Frequentes
What return should I expect?
Conservative funds have historically returned around 3-4% per year, balanced funds 5-6%, and growth funds 7-8%. Past performance does not guarantee future returns.
Does this include the government contribution?
Yes. Up to $521.43 per year for eligible members who contribute at least $1,042.86.
When can I access KiwiSaver?
At age 65, for a first home after 3 years of membership, or in cases of significant financial hardship or serious illness.
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Calculateurs Associes
Secure and Private
All calculations run locally. Your New Zealand tax and salary data never leaves your browser.
Verified Precision
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