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NZ Resident Withholding Tax Calculator

Calculate New Zealand resident withholding tax on interest income and estimate net interest after RWT.

Contexte de la Regle Regionale

JuridictionNew Zealand
DeviseNZ$ (NZD)
En vigueur depuis31 oct. 2025
Version1.0
Derniere verification18 avr. 2026
Prochaine verification1 juil. 2026
Source: Inland Revenue (IRD) resident withholding taxVoir

New Zealand Taux et Regles

Estimates RWT on interest using individual rates of 10.5%, 17.5%, 30%, 33%, or 39%. If no IRD number is provided, the non-declaration rate is 45%.

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Resultat

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Avis : Avis : Ce calculateur utilise les regles publiques en vigueur a la date indiquee. Les resultats sont a titre informatif uniquement. Verifiez aupres des sources officielles. Derniere verification: 18 avr. 2026.

Formule

RWT=InterestΓ—Rate\text{RWT} = \text{Interest} \times \text{Rate}

Banks and other payers deduct RWT from interest before paying you. Individuals can choose an RWT rate based on income; if no rate is chosen, 33% commonly applies, and if no IRD number is provided the non-declaration rate is 45%.

Questions Frequentes

What is resident withholding tax?

RWT is tax deducted by banks and other payers from interest or dividends before paying you.

What is the default RWT rate for interest?

IRD says if you do not choose a rate, the default rate for interest is 33%.

What if I do not give my IRD number?

Interest payments are taxed at the non-declaration rate. From 1 April 2020, that rate is 45%.

Is RWT final tax?

No. RWT is credited against your final income tax assessment at the end of the tax year.

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