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🇺🇸 BAH by ZIP Code Calculator

BAH calculator by ZIP code estimates your Basic Allowance for Housing based on location, pay grade, and dependent status. ZIP codes map to roughly 300 Military Housing Areas, where rates can differ by over $2,000/month between low-cost and high-cost locations. Compare BAH across potential duty stations before your next PCS.

Contexte de la Regle Regionale

JuridictionUnited States
Devise$ (USD)
En vigueur depuis1 janv. 2025
Version1.0
Derniere verification1 mars 2026
Prochaine verification1 juil. 2026
Source: US Government Sources

United States Taux et Regles

Key Standards

Lookup methodZIP code to MHA mapping
MHA count300+ Military Housing Areas
Rate basisMedian local rental costs

Important Notes

  • -ZIP codes map to specific Military Housing Areas
  • -Multiple ZIPs may map to the same MHA
  • -Use your duty station ZIP, not your home address

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Resultat

Entrez les valeurs ci-dessus et cliquez sur Calculer pour voir votre resultat.

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Essayez de demander

Avis : Avis : Ce calculateur utilise les regles publiques en vigueur a la date indiquee. Les resultats sont a titre informatif uniquement. Verifiez aupres des sources officielles. Derniere verification: 1 mars 2026.

Formule

Map ZIP code to Military Housing Area Look up rate for pay grade and dependents Monthly BAH = rate from table Annual BAH = Monthly x 12

This tool maps your ZIP code to a Military Housing Area cost bucket based on local rental market data, then cross-references your pay grade and dependent status to find the applicable monthly rate.

Questions Frequentes

Which ZIP code do I use for BAH?

Use your duty station ZIP code, not your home address. BAH is based on where you are stationed, not where you choose to live. If you live off-base 30 miles from your duty station, your BAH is still based on the duty station ZIP.

What if my ZIP code is not recognized?

Some rural ZIPs map to nearby Military Housing Areas. The DoD groups ZIPs into MHAs based on geographic proximity. If your exact ZIP is not listed, try the nearest city or military installation ZIP.

Can I get BAH for a different location?

Generally no. BAH is tied to your permanent duty station. Exceptions include TDY (temporary duty) over 30 days and some PCS (permanent change of station) situations where you may receive BAH for your old or new location during transition.

Do all ZIP codes in one city get the same BAH?

Usually yes. An entire metropolitan area typically falls within one MHA, so all ZIP codes in that area receive the same BAH rate. Some large metro areas near military bases may have slightly different MHA boundaries.

How accurate is a ZIP-based BAH estimate?

Very accurate for planning. The official DoD BAH calculator uses the same ZIP-to-MHA mapping. Minor differences may exist if the DoD has updated MHA boundaries more recently than this tool reflects.

Calculateurs Associes

BAH CalculatorArmy BAH CalculatorBAH With Dependents Calculator
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