🇺🇸 New York Property Tax Calculator
Estimate New York property tax using assessed value and local effective rate. NY property taxes vary widely across the state: NYC residential effective rates are often 0.8% to 1.1% thanks to assessment caps, while upstate and suburban school districts can reach 2.5% to 3% or more. This calculator works for properties statewide.
Contexte de la Regle Regionale
United States Taux et Regles
NYC ~0.88% (fractional assessment). Suburbs 1.5-2.5%. Upstate 2.0-3.0%
Rates by Area
Exemptions and Relief
- -STAR basic ($30,000 exemption, income under $500,000)
- -Enhanced STAR for seniors 65+ ($74,900 exemption)
- -2% property tax levy cap (outside NYC)
- -Veterans exemption (varies by municipality)
Entrez les valeurs
Resultat
Entrez les valeurs ci-dessus et cliquez sur Calculer pour voir votre resultat.
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Avis : Avis : Ce calculateur utilise les regles publiques en vigueur a la date indiquee. Les resultats sont a titre informatif uniquement. Verifiez aupres des sources officielles. Derniere verification: 1 mars 2026.
Formule
New York property tax combines school, county, town, and city levies. NYC uses a unique four-class assessment system with caps on residential increases, while the rest of the state uses standard assessment ratios. The STAR exemption provides school tax relief for owner-occupied homes.
Questions Frequentes
Why is NYC property tax rate lower than suburbs?
NYC uses fractional assessment: residential property is assessed at only about 6% of market value (Class 1). A $1M home is assessed at ~$60,000. The tax rate applied to this assessed value is high (~20%), but the effective rate on market value is only about 0.88%.
What is the STAR program?
School Tax Relief (STAR) provides exemptions or credits for school taxes on primary residences. Basic STAR: up to $30,000 exemption for homeowners with income under $500,000. Enhanced STAR: up to $74,900 for seniors 65+ with income under $98,700.
How do Westchester property taxes compare to NYC?
Westchester County has some of the highest property taxes in the nation, averaging about 2.3% effective rate. A $750,000 home in Westchester pays approximately $17,000-$18,000 per year, versus about $6,600 for a similar value home in NYC.
What is the NYC property class system?
NYC has 4 property classes with different assessment ratios: Class 1 (1-3 family homes, ~6% of market value), Class 2 (apartments, ~45%), Class 3 (utilities, ~45%), Class 4 (commercial, ~45%). This system results in very different effective rates by property type.
Can I challenge my NY property assessment?
In NYC: file a complaint with the Tax Commission by March 1 (or March 15 for Class 1). Outside NYC: file with your local Board of Assessment Review, typically in May. The Grievance Day date varies by municipality. Bring comparable sales data.
Is there a property tax cap in New York?
Yes. Since 2012, NY has a 2% property tax levy cap for local governments and school districts outside NYC. However, this caps the total levy increase, not individual bills. Your bill can increase more than 2% if your property value rose faster than the average.
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