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Moving Cost Calculator

Estimate the cost of moving based on home size, distance, service level, and add-ons. This moving cost estimator covers local, regional, long-distance, and cross-country moves with options for packing services, storage, insurance, and special item handling. Includes peak season pricing adjustments for summer moves.

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15000

Approximate driving distance to your new home

Professional packers box all your belongings

Temporary storage if move-in dates do not align

Covers full replacement value of damaged items

Items requiring special handling, crating, or equipment

Result

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Formula

#
Core Formula
Total = (Base Cost by Home Size + Distance Cost) x Service Level + Add-ons) x Season

How it works: The moving estimate starts with a base cost determined by your home size (studio through 5+ bedrooms). A distance-based charge is added using tiered rates: $5/mile for local, $3/mile for regional, $1.50/mile for long distance, and $1/mile for cross-country. The service level (DIY, full-service, or white glove) scales the combined base. Add-ons for packing, storage, insurance, and special items are layered on. Summer moves (June through August) add a 25% peak season premium.

Worked Example

A 3-bedroom full-service move of 500 miles in off-peak season with packing and insurance:
1Step 1: Base cost = $2,500 (3-bedroom)
2Step 2: Distance cost = $250 (first 50 mi) + $600 (next 200 mi) + $375 (next 250 mi) = $1,225
3Step 3: Service multiplier = 1.0x (full-service)
4Step 4: Base total = ($2,500 + $1,225) x 1.0 = $3,725
5Step 5: Packing services = $2,500 x 0.30 = $750
6Step 6: Insurance = $3,725 x 0.03 = $112
7Step 7: Season = 1.0x (off-peak)
8Step 8: Estimated cost = $4,587

How Much Does It Cost to Move in 2026?

Moving costs depend on four main factors: your home size (which determines the volume of belongings), the distance of the move, the service level you choose, and the time of year. A local move within the same city costs a fraction of a cross-country relocation, and DIY truck rental is about half the cost of full-service movers. Understanding these cost drivers helps you budget accurately and decide which services are worth the investment.

  • Local moves (under 50 miles) cost $800 to $5,000 depending on home size, typically charged by the hour at $100 to $200 per hour
  • Long-distance moves (500+ miles) for a 3-bedroom home average $3,500 to $7,000 with full-service movers
  • DIY truck rental costs roughly 50% less than full-service movers but requires you to load, drive, and unload
  • Peak season (June through August) adds 20 to 30% to moving costs due to high demand from families relocating before the school year
  • Full-value insurance (3% of move cost) is recommended for any move and covers replacement value of damaged items

Get at least 3 quotes from moving companies and compare in-home estimates rather than phone quotes for long-distance moves. Weight-based pricing for interstate moves means an in-home survey gives a more accurate estimate than distance alone.

You can also calculate changes using our Home Renovation Cost Calculator, Web Design Cost Calculator, Break-Even Calculator or ROI Calculator.

Average Moving Cost by Home Size and Distance

Typical 2026 full-service moving costs (off-peak season, no add-ons).

Home SizeLocal (50 mi)Regional (250 mi)Long Distance (1,000 mi)Cross-Country (2,500 mi)
Studio / 1-BR$1,050$1,700$2,675$3,300
2-Bedroom$1,750$2,400$3,375$4,000
3-Bedroom$2,750$3,400$4,375$5,000
4-Bedroom$3,750$4,400$5,375$6,000
5+ Bedroom$5,250$5,900$6,875$7,500

Note: Full-service mover rates, off-peak season. Add 25% for June through August. DIY rates are approximately 50% of these figures. Does not include packing, storage, or insurance.

Frequently Asked Questions

How much does it cost to hire movers for a local move?

A local move (under 50 miles) with full-service movers costs $800 to $2,500 for a 1 to 2 bedroom home and $2,500 to $5,000 for a 3 to 4 bedroom home. Local moves are typically charged by the hour ($100 to $200 per hour for a 2 to 3 person crew) plus a truck fee and supplies. A DIY truck rental for a local move costs $50 to $200 plus fuel.

How much does a long-distance move cost?

A long-distance move (500+ miles) for a 3-bedroom home costs $3,500 to $7,000 with full-service movers. Cross-country moves (2,000+ miles) range from $5,000 to $12,000 depending on the amount of belongings and services. Long-distance moves are priced by weight (typically $0.50 to $0.80 per pound) and distance rather than hourly rates. A 3-bedroom home averages 7,500 to 10,000 pounds.

When is the cheapest time to move?

The cheapest time to move is during the off-peak season from September through May, with the lowest prices typically in January and February. Peak season (June through August) adds a 20 to 30% premium because demand from families moving before the school year is highest. Mid-month moves are also cheaper than end-of-month moves when most leases turn over. Weekday moves can save an additional 10 to 15% compared to weekend moves.

Is it cheaper to hire movers or do it yourself?

DIY moving costs roughly 50% less than full-service movers. Renting a 26-foot truck for a cross-country move costs $1,500 to $3,000 plus fuel ($400 to $800) and tolls. However, you must load, drive, and unload yourself. Full-service movers handle everything for $5,000 to $10,000 for the same move. For local moves under 100 miles, the savings from DIY are smaller ($500 to $1,000) and may not be worth the physical effort.

What does moving insurance cover?

Basic coverage (included free) provides $0.60 per pound per article, meaning a 50-pound TV damaged in transit is only covered for $30 regardless of actual value. Full-value protection (typically 3% of move cost) covers the full replacement value or repair cost of damaged items with a deductible of $250 to $500. For a $5,000 move, full-value insurance costs about $150 and is strongly recommended for households with valuable furniture or electronics.

How much does it cost to move a piano or other special items?

Moving a piano costs $300 to $800 for local moves and $500 to $2,000 for long-distance, depending on the piano type (upright vs grand). Pool tables cost $200 to $600 to move. Safes and gun cabinets cost $200 to $500. Fine art requiring crating costs $150 to $500 per piece. These items require specialized equipment, extra labor, and careful handling that standard movers charge as add-ons.

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