Question 1

How much is the Canada Child Benefit per child?

Accepted Answer

For the 2025-2026 benefit year, the maximum is $7,787 per year ($648.91/month) for each child under 6 and $6,570 per year ($547.50/month) for each child aged 6 to 17. These amounts are reduced based on family income above $36,502.

Question 2

At what income does CCB start to decrease?

Accepted Answer

CCB clawback begins when adjusted family net income exceeds $36,502. For one child, the reduction is 7% of income above this threshold. For two or more children, it is 13.5%. A second reduction of 3.2% (one child) or 5.7% (two+ children) applies on income above $79,087.

Question 3

Is the Canada Child Benefit taxable?

Accepted Answer

No. CCB payments are completely tax-free. They do not need to be reported as income on your tax return and do not affect your tax bracket or other income-tested benefits.

Question 4

When are CCB payments made?

Accepted Answer

CCB is paid monthly, usually on the 20th of each month. The benefit year runs from July to June. Amounts are recalculated each July based on your previous year tax return, so filing on time is important.

Question 5

Do both parents receive CCB?

Accepted Answer

No. CCB is paid to one parent per child, typically the parent who primarily fulfills the responsibility of caring for the child. In shared custody situations (40-60% custody split), each parent receives 50% of the calculated benefit.

Question 6

What family income eliminates CCB entirely?

Accepted Answer

For a family with one child under 6, CCB reaches zero at approximately $200,000 in adjusted family net income. For two children, the threshold is higher. The exact cutoff depends on the number and ages of children.

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