Texas BAH Calculator
Estimate BAH for Texas duty stations using a medium-cost CONUS profile. Texas hosts major bases like Fort Cavazos (Hood), Fort Bliss, Joint Base San Antonio, and NAS Corpus Christi with moderate BAH rates reflecting Texas housing markets.
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Texas bases generally fall in the medium-cost CONUS range. This profile provides planning estimates for budgeting before or during a PCS to Texas.
Worked Example
BAH at Texas Military Installations
- Fort Cavazos (formerly Fort Hood) and Fort Bliss are among the largest Army installations in the US with moderate BAH rates
- Joint Base San Antonio combines three installations and BAH reflects San Antonio metro housing costs
- No Texas state income tax means BAH (which is also non-taxable federal) stretches further than in states with income taxes
- Texas BAH rates are generally lower than California or Hawaii but higher than many rural Southeast bases
Many service members find Texas offers one of the best BAH-to-cost-of-living ratios in the country, especially when factoring in no state income tax.
You can also calculate changes using our BAH Calculator, BAH by ZIP Code Calculator, California BAH Calculator or Fort Bragg BAH Calculator.
Frequently Asked Questions
Can Texas BAH rates vary by base?
Yes. Each base falls within a Military Housing Area (MHA) with its own rate. San Antonio, El Paso, and Killeen area rates can differ significantly despite all being in Texas.
Does dependent status increase BAH?
Yes. With-dependents rates are typically 20% to 40% higher than without-dependents for the same grade and location, reflecting family housing needs.
Does Texas no income tax affect BAH value?
BAH itself is non-taxable at the federal level. But having no state income tax means your overall take-home pay (including taxable base pay) is higher in Texas than in states with income taxes.
Is Fort Hood now Fort Cavazos?
Yes. Fort Hood was renamed Fort Cavazos in 2023. BAH rates for the Killeen-Temple area MHA remain the same regardless of the installation name change.
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